From the highway to the fairway we’ve got you covered!
Not sure you need Motorcycle, Scooter, Golf Cart or ATV Insurance?
When the sun is out, we know that you want to be outside! Whether you’re hitting the road, the trail, the links, or just the great outdoors, the last thing you want to worry about is whether your Golf Cart, Dirt Bike or Motorcycle Insurance has you protected.
We have experience with Golf Cart, ATV and Scooter Insurance in Nashville, Middle Tennessee and Kentucky. Since we are independent insurance agents, we work with multiple companies. So we are able to compare policies and find the best coverage to meet your needs. And if you have a claim, we are here for you.
Let’s take a look at what your policy will likely include and how to keep your insurance rates low.
Options included in most specialized vehicle policies:
- Collision coverage – This coverage pays for covered damage to your vehicle when in a collision with another vehicle or other object.
- Comprehensive physical damage coverage – This coverage pays for covered losses resulting from incidents other than collision – like fire, theft, or vandalism.
- Property damage liability coverage – This coverage insures you against certain damages caused to another person’s property while operating your vehicle. It may also provide you with a legal defense for such claims if another party files a lawsuit against you.
- Bodily injury liability coverage – This coverage insures you against certain damages if you injure or kill someone while operating your vehicle. It also may provide you with a legal defense if another party in the accident files a lawsuit against you.
We know you want to keep your insurance rates low. Here are our Top Tips:
- Be Safe. Because if you have violations on your driving record or claims on your insurance policy, your rates will likely be higher.
- Choose Your Vehicles Carefully. Since some models of ATVs, snowmobiles, dirt bikes or other off-road vehicles are considered more aggressive machines, and typically cost more to insure.
- Own More Than One. Because with many carriers you can receive a discount if you insure more than one specialty vehicle on your policy.
Are your toys covered?
Contact you Insurance Ninja to talk about insuring your:
- ATV (All-terrain vehicle)
- Dirt bike
- Dune buggy
- Golf cart
- Any other motorsports
Related Coverage you may need: