COMMERCIAL AUTO INSURANCE CAN COVER A COMBINATION OF VEHICLE TYPES (TRUCKS, CARS) AND DRIVERS, AS WELL AS SOME TYPES OF MOTORIZED EQUIPMENT.
What does Commercial Auto Insurance cover?
Commercial auto insurance is a type of business insurance that can cover a combination of vehicle types and drivers when they are used for your business. Some types of motorized equipment can be covered as well. When driving for business, your vehicle(s) are exposed to additional risks. Because of this, your commercial car insurance policy offers protections that personal car insurance does not. Let’s take a look
Like a personal auto insurance policy, Commercial Auto Insurance includes coverage for:
- bodily injury liability and property damage while operating a company automobile
- medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder’s car.
- injuries or damage to someone else are also covered.
Unlike a personal car insurance policy, a business auto insurance policy offers some of these additional protections. Our Insurance Ninjas are experienced in writing and servicing commercial auto insurance policies for businesses like yours. We know that if you are driving your car for work, you may need some of the protections offered below.
Hired/Non-Owned Auto Liability
Are you renting cars or are your employees using their own vehicles? This particular coverage provides business insurance coverage for certain liabilities arising from these situations.
Often times this coverage can be added inexpensively to a business auto policy. Sometimes, it can be added to a general liability policy.
Use of Personal Vehicles
Insurance policies for privately owned vehicles may not cover damage to your privately owned car or truck when it is used for Lyft and Uber drivers, business, even home cosmetics, jewelry sales or a pizza delivery business.
Every business is unique – contact us today to find out how to get the best commercial insurance, service, price and value in Nashville, Middle Tennessee and Kentucky. Give your Insurance Ninja at Cordell Insurance Agency a call at 615-847-3669.