When a catastrophic liability loss occurs, umbrella insurance can mean the difference between a business surviving, or not.

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The rising costs of lawsuits and judgments are important for today’s business owner to consider. Catastrophic liability losses can happen to any business at any time, and a commercial umbrella policy protects you when those losses exceed your basic liability coverage. The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event.

We will work with you to identify the risks your business faces. We will also work with you to protect your assets. Contact your Insurance Ninja today about a commercial umbrella insurance policy.

What is Commercial Umbrella Insurance?


Commercial Umbrella Insurance is a policy that helps you protect your assets by providing liability limits above and beyond your other policies. In some cases, it even broadens your protection. Due to the unpredictable nature of jury awards Your Insurance Ninja at Cordell Insurance Agency recommends that your business insurance program include this coverage.

What is Excess Liability Coverage?

Excess Liability Coverage provides extra liability limits over an Umbrella policy. This coverage typically follows the terms of the first underlying insurance policy. Contact us for more details.

Who Needs Excess Liability Coverage?

Higher limits may be necessary for businesses with high loss potential, high profile, sizable sales, numerous assets, large auto fleets, worldwide presence, and/or significant public exposure.


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